Skip to content
Click to Call
Riskbusters Insurance

5865 Ridgeway Center Parkway, Ste. 300
Memphis, TN 38120

Get Directions
Featured Insurance Blog

What Commercial Insurance Coverage Does a Small Business Need?

In today’s highly-competitive business environment, starting a small business in Tennessee can be both exhilarating and challenging. Choosing commercial insurance should be an important part of your business strategy. Fortunately, Tennessee business owners can turn to Riskbusters Insurance for guidance in selecting commercial insurance options to meet their small business needs.  

Commercial Insurance Options for Small Businesses

One of the first things to consider when selecting business insurance is the risks your small business will face both now and in the future. The coverage you choose should protect you against those risks so your business has a chance to grow. For your convenience, we offer the following commercial coverage options for Tennessee startups:  

General Liability insurance

We recommend that all small business owners obtain general liability coverage for protection against accidental injuries a customer or client may sustain at their business site. Liability coverage also covers the risk of lawsuits that may arise from customer/client accidents.

Professional Liability

Professional liability is for businesses that provide professional services, like accountants, marketing firms,  consultants, etc. It protects your business against mistakes you or an employee may make that result in client injury or financial loss.  

Commercial Property Coverage

If your business owns a warehouse, office, or other physical property, you can benefit from property coverage to protect your building and its contents against such risks as fire, vandalism, storm damage, or other disaster.

Worker’s Comp

Worker’s comp is required coverage for Tennessee businesses that have five or more employees, full or part-time. It protects your workers against work-related accidental injuries. Good employees are hard to come by. Protecting your workforce is one way to retain trained workers to grow your new enterprise.  

Where to Obtain Commercial Coverage

Looking for commercial insurance coverage to protect your Tennessee startup? Give Riskbusters Insurance a call! We look forward to meeting all your business insurance needs.


Right 1st image

Locally owned and operated

Right 2nd image

Policies that meet & exceed expectations

Right 3rd image

Get an Annual Policy review

States Served

  • Tennessee
  • Mississippi
  • Arkansas
  • Alabama
  • Ohio