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5865 Ridgeway Center Parkway, Ste. 300
Memphis, TN 38120

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Why You Need Liability Coverage in Your Home Insurance Policy

Your home policy gives you several types of coverage all in one policy. There is coverage for your dwelling, your belongings, and your liability in your policy. It’s essential to have liability coverage in your home policy because the cost of certain incidents can be so high. When it’s time to get your home policy, contact us at Riskbusters Insurance in Tennessee to learn more. 

Liability Protection

You’re responsible for whatever goes on in your home. This includes any accidents or other incidents that result in injuries. There are so many different ways that someone can get injured that it can be impossible to prevent every cause of accidents. Someone could slip and fall and injure themselves while doing activities like sports, etc. When you have home insurance, you have the liability protection to cover the bills resulting from the injuries. 

Expensive Accidents

If an injury happens on your property, it doesn’t have to be serious for it to be expensive. A small cut could need stitches and vaccinations, which could involve missing work. Without your home liability coverage, you’d owe for all of the medical bills, lost wages, ongoing therapy, and the injured party’s legal bills. You’d be far more vulnerable to lawsuits as well. When you have the necessary liability policy, it can save you an enormous amount on medical bills and other expenses. Make sure you have enough liability coverage to pay for serious accidents that come with high medical costs. Enough coverage can save you from spending thousands in overages after your liability coverage maxes out. 

Get Home Insurance Now

If you don’t have home insurance yet, don’t wait to get it. Call us at Riskbusters Insurance in Tennessee. 


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