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Riskbusters Insurance

5865 Ridgeway Center Parkway, Ste. 300
Memphis, TN 38120

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Featured Insurance Blog

Are Tornadoes Covered By a Home Insurance Policy?

Here at Riskbusters Insurance, we are pleased to provide home insurance to residents in the state of Tennessee. One of the things that differentiate us from other insurance companies is that we take the time to listen to our customers and ensure they have a policy that best covers them and their homes. One of the questions that our customers have is whether a home insurance policy covers tornadoes. 

Does A Home Insurance Policy Cover Tornadoes?

Whether or not a home insurance policy covers tornadoes depends on the specifics of the policy. In general, most standard home insurance policies do provide coverage for damage caused by tornadoes, as they are considered a type of windstorm. However, it is always important to review the terms and conditions of the policy to understand what is and isn’t covered. Our agents can review your policy and tell you whether tornadoes are covered or excluded under a specific policy.

It’s worth noting that some insurance policies may have specific exclusions or limitations when it comes to windstorm coverage. For example, the policy may not cover damage caused by flooding or storm surges, which can often occur in conjunction with tornadoes. As such, it is important to understand what is and what is not covered.

We Are Here To Help!

Tornadoes can hit Tennessee, with an average of 17 tornadoes touching down in populated areas in Tennessee throughout the year. Having the right home insurance coverage is important to ensure that your home and your belongings are covered in case a tornado causes damage to your home.

Here at Riskbusters Insurance, our team can help you find the best home insurance policy for your needs. Call us now to schedule an appointment to talk about home insurance coverage with our helpful and knowledgeable insurance agents. 


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