If you have a home valued at $750,000 or more, your standard home insurance policy isn’t going to cut it. Fortunately, there are home insurance policies tailored to your specific needs. You can easily get the coverage you deserve with high-value home insurance. But while it can protect your high-value home, can you get the coverage you need for both home and contents? What happens if you have equally high-value items in your home, like collectibles, antiques, artwork, jewelry and other valuables? Here’s what you need to know about insuring your valuables. If you’re ready to look for coverage, start here with us at Riskbusters Insurance, serving Tennessee.
Do You Need Additional Coverage for Expensive Belongings?
High-value home insurance coverage helps protect both your home and what’s inside it. You’ll have coverage for your home’s structure and separate coverage for your personal things or “contents.” Many high-value home insurance policies offer more coverage for your belongings than a standard home policy. However, it’s essential to review your policy to ensure it covers a worst-case scenario, such as a fire that destroys everything you own. If the policy limits aren’t enough, consider purchasing additional coverage for your belongings. If, on the other hand, you prefer to obtain a separate insurance policy for specific items, such as jewelry, collections, antiques, rarities or artwork, you can always opt for that route instead.
What works for one person may not work for another. In some cases, you may find that your high-value home insurance is sufficient to cover the things you own. In others, you may need additional coverage alongside your high-value home policy.
Get the Home Coverage You Deserve With Riskbusters Insurance
Find high-value home insurance seamlessly with us here at Riskbusters Insurance, serving Tennessee. Let us help you compare quotes for a custom policy that suits your unique needs!
