If your home is valued at $750,000 or more and/or would be costly to repair or rebuild, high-value home insurance may be the ideal solution for you. This type of home insurance offers higher coverage limits than standard policies and is particularly beneficial for homeowners who store expensive valuables, such as antiques or jewelry, in their homes.

While high-value home insurance provides robust protection for your house and personal belongings, it does not extend coverage to your home-based business. Business assets or inventory stored in your home are not covered under a high-value home insurance policy. To fully protect your business, you’ll need additional coverage tailored to your specific needs.

Commercial Insurance for Home-Based Businesses in Tennessee

Liability Insurance

Liability insurance protects your business from lawsuits if someone claims to have been injured or harmed by your product or service. This coverage is essential for safeguarding your business against legal and financial risks.

Business Property Insurance

Business property insurance covers assets and inventory stored at your home. Be sure to carefully review the policy to ensure it provides the level of protection your business requires.

Cyber Insurance

Cyber insurance protects your business from damages caused by cyberattacks. It may also cover legal costs associated with data breaches, providing comprehensive protection in today’s digital landscape.

Contact Riskbusters Insurance for Expert Guidance

Riskbusters Insurance offers a variety of home insurance policies to meet the needs of Tennessee homeowners. Contact us today to learn more about your options or to request quotes for the policies that best suit your needs. Our team is here to help you weigh the pros and cons of each type of coverage so you can make informed decisions.