When flames are leaping out of the roof of the house, it is obviously a time to immediately call your Carrier to file a claim.

But what if the claim is not as dramatic?

Call us to discuss at 901-405-1414. You call is always welcome.

We are not the claims agent. We can provide insight and set expectations for the process.

Some helpful guidance:

  • If there is a water incident, call a plumber to stop the leak or determine the source
  • If it is a roof issue, we will suggest calling a roofer to determine what caused the leak
  • If it is a theft, report to the local police, then make a list of the items taken. Call us for a review and next step

In all cases attempt to determine the claim amount. Many home policies are increasing deductibles from the $500-$1,000 level to $1,500 to $2,500 and more. It is inadvisable to file a claim near or under your deductible

You have the right to file a claim anytime, we are here only to advise. Claims adjusters will gather more information and make final determinations.

Claims can be nerve-wracking. We are here to help guide you through the process.

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